Affordable Car Leasing Program in Poznań

Straightforward lease terms, fixed monthly payments

You get a clear monthly rate, no hidden fees, and a vehicle ready for pickup in Poznań. Gusike has arranged leases since 2012 for drivers who want a plain agreement, not fine print.

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Car handed over to a client under a leasing agreement in Poznań

About Gusike

Gusike started in 2012 as a small office near Szamarzewskiego street in Poznań, with a simple idea: leasing a car should not require a mountain of paperwork or a finance degree to understand. Back then the team was three people and a handful of vehicles. Fourteen years later, we have grown into a company of 16 people working across 9 districts of the city and its surroundings, but the original idea has not changed.

Over these years we have completed 2,582 leasing agreements and worked with 1,792 clients in total — roughly 128 new clients every year. More than 500 of them came back for a second lease once their first contract ended, which tells us that the terms we offer hold up once people actually live with them day to day. We reply to new requests within 24 hours, because waiting a week to hear back about a car you need for work or family life does not make sense.

What we set out to do

Our mission is straightforward: make car leasing in Poznań accessible without hidden fees, confusing mileage clauses or contracts written in language nobody reads twice. We look at leasing as a practical tool, not a sales pitch. A client should understand exactly what they are signing before they sign it — the monthly rate, the mileage limit, what happens at the end of the term, and what does not change along the way.

Our view of where this is heading is equally plain. As more households in Poznań choose not to own a car outright, flexible leasing terms with clear pricing become the more sensible option, not the fallback one. We want Gusike to be the place people turn to first, not after a bad experience elsewhere.

What guides our daily work

Across 14 service lines — from short-term leasing to fleet arrangements for small businesses — the approach stays the same: fewer surprises, plainer language, and a contract you can actually read in one sitting.

Gusike leasing office team reviewing a contract

The people you will likely talk to

Marta
Leasing Advisor

Walks new clients through vehicle options and mileage plans, and puts together the first quote based on how the car will actually be used.

Tomasz
Contract Coordinator

Prepares the final agreement, checks the terms against what was discussed, and handles renewals for returning clients.

Gusike staff member discussing lease terms with a client

Leasing Plans and Fees

Below is the full list of services we handle at our Poznań office, on Szamarzewskiego 1. Prices cover the standard mainland Poznań area; agreements for surrounding districts are quoted individually during your first meeting. Every figure is net of the initial administration fee, listed separately at the end.

Standard Passenger Car Lease
A 24 or 36-month agreement for a compact or mid-size passenger car, including mandatory insurance and annual technical inspection. Mileage limit of 15,000 km per year is included; extra kilometers are settled at contract end. from 899 zl/month
Compact SUV Lease
Suitable for families or drivers needing extra boot space, this plan runs 24-48 months. Comprehensive insurance and roadside assistance across all 9 districts we serve are built into the monthly rate. from 1249 zl/month
Electric Vehicle Lease
Battery-electric models on a 36-month term, with a home charging cable included at handover. Servicing intervals follow the manufacturer schedule; battery health checks are performed every 12 months. from 1590 zl/month
Commercial Van Lease
Panel vans for tradespeople and small businesses, available in short or long wheelbase. Contract length is flexible from 12 to 48 months, with a fixed cargo insurance rider added to every plan. from 1390 zl/month
Lease Renewal Assessment
Before your current contract ends, we review mileage, wear, and market value to propose renewal terms. This one-time review takes place within 24 hours of your request and is documented in writing. 150 zl
Early Termination Handling
If your circumstances change, we calculate the settlement figure based on remaining installments and residual value, then prepare the termination paperwork. Turnaround is typically three working days from the request. from 450 zl
Mileage Adjustment Service
Mid-contract change to your annual mileage allowance, recalculated against your current monthly rate. Applicable once per 12-month period, with the new terms confirmed in a signed annex within a week. 120 zl
Vehicle Swap Arrangement
Switch to a different body style or size mid-contract, subject to available stock. We handle the paperwork, transfer any remaining term, and schedule handover at our Szamarzewskiego office or a nearby district. from 350 zl
End-of-Contract Inspection
A structured check of the vehicle's condition, tires, and mileage prior to return, following the same checklist used across all 2582 jobs we have completed since 2012. A written report is issued the same day. 190 zl
Extended Warranty Add-on
Covers mechanical and electrical faults beyond the manufacturer warranty for the duration of your lease. Claims are processed through our office, with parts and labor covered up to the policy limit. 89 zl/month
Winter Tyre Set Inclusion
A second set of tyres matched to your vehicle model, stored and swapped twice a year at a partner garage in your district. Seasonal swap appointments are booked through our team. 45 zl/month
Business Fleet Consultation
For companies leasing three or more vehicles, our 16-person team prepares a comparison of terms, tax treatment, and delivery scheduling across models. First consultation covers up to five vehicles. 300 zl
Document and Registration Support
We prepare the registration paperwork and insurance documents required to put the leased vehicle on the road, and file them with the relevant office on your behalf within the same week. 130 zl
Annual Contract Review
A yearly check-in on payment history, mileage tracking, and any planned changes to your agreement. Available to returning clients as part of the ongoing relationship; roughly 537 clients have used a second service with us to date. included
A one-time administration fee of 250 zl applies to new contracts and covers credit assessment and document preparation. All monthly figures above are net; VAT is added according to current regulations. Prices quoted are valid as of August 2026 and may be adjusted for contracts starting after this date.

Frequently Asked Questions

Below are answers to the questions we hear most often from people in Poznań looking into a car leasing arrangement with Gusike. If your question is not covered here, call us at +48 61 959 99 02 or send a note to [email protected] — we typically reply within 24 hours.

With a loan, you borrow money to buy the car outright and you own it from day one, with the vehicle usually serving as collateral. With leasing, you pay a monthly fee to use the car for a fixed term, and at the end you either return it, buy it for its residual value, or move on to a new agreement. Leasing generally means a lower monthly cost than a loan for the same vehicle, since you are not paying off the full purchase price — only the value the car loses during your contract, plus interest and fees. For many drivers in Poznań who replace their car every few years, leasing keeps monthly outgoings predictable without tying up savings in a down payment.

For a private lease, you will typically need a valid ID, proof of address (a recent utility bill or bank statement works), and proof of regular income, such as recent payslips or a self-employment tax summary. If you are leasing through a business, we ask for the company registration details and the latest financial statement. We review most applications within 24 hours of receiving the full set of documents. If something is missing, our team will contact you by phone or email rather than leaving the application pending, so the process rarely drags on for more than a few days.

Yes. We look at your last 12 months of income rather than a single payslip, which helps applicants with seasonal or project-based earnings. Self-employed applicants usually provide a tax return summary or an accountant-prepared income statement covering the past year. Where income varies month to month, we sometimes ask for a slightly higher initial payment to balance the monthly instalment, but this is discussed case by case rather than applied automatically. Over our 14 years of arranging leases in the Poznań area, a meaningful share of our clients have been sole traders and freelancers, so this is a routine part of our review, not an exception.

You have three options once your contract term ends. First, hand the car back — it goes through a standard condition check against normal wear and tear, and if everything checks out, the process is closed within days. Second, buy the car at the residual value set out in your original contract. Third, start a new lease on a different vehicle, rolling over any no-claims history you have built up. About three in ten of our clients choose to come back for a second agreement with us, often moving to a newer model or a different body type once family or work needs change.

It depends on the plan you choose. Our basic plan covers just the vehicle itself, while our full-service plan folds in scheduled maintenance, tyre replacement, and comprehensive insurance into one fixed monthly amount. Many clients prefer the full-service option because it removes the guesswork of budgeting for servicing costs, especially in the first two years when most warranty work is still covered by the manufacturer anyway. We list the exact price difference between the two plans in our price table, and our advisors can walk you through which option fits your annual mileage and driving habits.

Most of our agreements set an annual mileage allowance agreed at signing, commonly between 10,000 and 25,000 kilometres depending on the vehicle and term. If you go over that figure, an excess mileage charge applies per additional kilometre, calculated and shown to you clearly at the end of the contract rather than hidden in the fine print. If you know your commute or travel pattern is likely to run higher than the standard allowance, tell us before you sign — we can set a higher limit from the start, which is almost always cheaper than paying the excess charge later.

Early termination is possible and is written into every contract we issue, but it comes with a settlement figure that reflects the remaining value owed on the vehicle. We calculate this using the same method for every client, so the figure you would be quoted mid-contract is not arbitrary. If your situation changes — a new job, a move outside the Poznań region, or a change in family size — get in touch as early as possible. In some cases we can transfer the remaining term to a different vehicle instead of closing the contract outright, which can work out less costly than a full early settlement.

For vehicles already available in our stock, collection or delivery within the Poznań area can usually be arranged within a week of approval. If you have requested a specific make, model, or colour that needs ordering, the timeline depends on the manufacturer's current lead time, which our team will confirm before you commit to that configuration. Across the roughly 2,580 leasing agreements we have completed since 2012, most delays have come from custom orders rather than from our own paperwork, so choosing from in-stock vehicles is the fastest route if timing matters to you.

What Clients Say

A selection of comments from people who leased a car through our Poznań office over the past few years. We publish these as they come, minor complaints included.

Michal Wozniak Grunwald, Poznań
★★★★★

Straightforward, no hidden fees, exactly what was quoted.

Agnieszka Kaminska Jezyce, Poznań
★★★★☆

The leasing agreement itself was clear and the monthly payment matched what we discussed in the first meeting. My only reservation is that the handover of the car took place at a location outside the city, which meant an extra tram and bus ride for me. Everything about the paperwork and the actual vehicle condition was fine.

Contract clarity
Tomasz Lewandowski Winogrady, Poznań
★★★★★

I needed a replacement vehicle fast after my old car broke down for good, and I did not want to tie up savings in a purchase. Gusike had a compact model ready to sign within four days of my first phone call, and I picked it up the same week. The monthly rate is lower than what I was paying for repairs and insurance on the old car combined. Communication throughout was by phone and email, always answered within a day, which matched what they told me upfront about response time. Two months in, no surprises on the invoice.

Turnaround speed
Karolina Dabrowska Rataje, Poznań
★★★☆☆

Price and terms were reasonable and roughly in line with what other offers around Poznań looked like when I compared them. The advisor was patient explaining mileage limits, which I appreciated since it was my first lease. On the downside, one of the documents had my address typed with a small error and it took a second visit to get it corrected. Not a big deal in the end, just slower than it should have been.

Pawel Nowicki Debiec, Poznań
★★★★★

Good value for a family car. We compared three leasing offers before choosing Gusike, and theirs had the clearest breakdown of what is included in the monthly fee, down to the service intervals.

Since 2012 the team has worked with 1792 clients across 9 districts in and around Poznań, completing 2582 lease agreements in total, with 537 clients returning for a second vehicle.

Get in Touch

Have questions about a leasing plan or want a quote for a specific model? Send us a message or reach us directly using the details below. We typically reply within 24 hours.

Contact Details

Email
[email protected]
Phone
+48 61 959 99 02
Address
Szamarzewskiego 1, 64-982 Poznań

Our office sits just off Szamarzewskiego street, a few minutes from Poznań city centre. Open in Google Maps

Business Hours

Monday08:30 - 17:00
Tuesday08:30 - 17:00
Wednesday08:30 - 17:00
Thursday08:30 - 17:00
Friday08:30 - 17:00
Saturdayclosed
Sundayclosed

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